Our Services

Welcome to Bal Bora & Associates! Established in 2008 and located in Lethbridge, Alberta, we have built a solid reputation for trust, integrity, honesty and experience. Request a booking with our advisor and we will be happy to provide you with a free evaluation of your existing investments, insurance, analyze your cash flow and provide basic financial education.

We can’t stress enough the importance of a well thought out structured financial road map. Contact our advisor to help you create the perfect plan for your future retirement, children’s education and family’s income protection. Our only goal is for you to have a safe and secure financial future! Pick one of the options below to learn more about our financial and insurance services.

No one plans to fail but
most people fail to plan!
Put your money to work!
Money works 24/7 7 days a week
We can help you with a plan
and open the door to new opportunities

Our Services

Welcome to Bal Bora & Associates! Established in 2008 and located in Lethbridge, Alberta, we have built a solid reputation for trust, integrity, honesty and experience. Request a booking with our advisor and we will be happy to provide you with a free evaluation of your existing investments, insurance, analyze your cash flow and provide basic financial education.

We can’t stress enough the importance of a well thought out structured financial road map. Contact our advisor to help you create the perfect plan for your future retirement, children’s education and family’s income protection. Our only goal is for you to have a safe and secure financial future! Pick one of the options below to learn more about our financial and insurance services.

Mutual Funds

www.Keybase.com

Mutual Fund Products are offered through Keybase Financial Group Inc.

Keybase Financial Group Inc. is a member of the Mutual Fund Dealers Association of Canada and the MFDA Investor Protection Corporation (the “IPC”).

Keybase is registered with all provincial securities commissions for the exclusive sale of mutual funds and exempt market products

There is a dear cost you pay for waiting. Start investing and protecting yourself early!

FOLLOWING THE SCRIPT

If we track the life of the average educated person, the financial script often goes like this:

The child goes to school, graduates, finds a job and soon has some money to spend. The young adult now can afford to rent an apartment, buy a TV set, new clothes, some furniture and, of course, a car. Now bills begin to come in.

One day, the adult meets someone special, sparks fly, they fall in love and get married. For awhile, life is blissful because two can live as cheaply as one. They now have two incomes, only one rent to pay, and they can afford to set a few dollars aside to buy the dream of all young couples, their own home.

They find their dream home, pull the money from saving and use it for a down payment on the house, and they now have a mortgage. Now that they have a new house, they need new furnishings, so they find a furniture store that advertises those magic words, “No money down, easy monthly payments.”

Life is wonderful, and they throw a party to have all their friends over to see their new house, new car, new furniture and new toys. They are deeply in debt for the rest of their lives. Then, the first child arrives.

The average well-educated, hard-working couple, after dropping the child off at nursery school, must now put their nose to the grindstone and go to work. They become trapped by the need for job security simply because, on average, they are less than three months away from financial bankruptcy.

From these people you often hear, “I can’t afford to quit. I have bills to pay,” or a modification of a song from Snow White and the Seven Dwarfs,

“I owe, I owe, so it’s off to work I go!”

Mutual Fund Services We Offer
  • RRSP (Registered Retirement Savings Plan)
  • Spousal RRSP (Registered Retirement Savings Plan)
  • RESP (Registered Education Savings Plan)
  • RDSP (Registered Disability Savings Plan)
  • DFSA (Delegation of Financial Signing Authorities)
  • Employee Group Plans
  • Non-registered/cash investment

We will provide the road map to achieve your financial goals and design the path to get there!

Insurance Benefits

I AM YOUR INSURANCE POLICY

You and I have a similar purpose in this world.

It is your job to provide food, clothing, shelter, schooling, medicine and other things for your loved ones. You do this while I sleep in your safety deposit box.

I have faith and trust in you. Out of your earnings will come the cost of my upkeep. At time, I may appear insignificant to you. – but someday, and no one knows when, you and I will change places.

When you are laid to rest, I will come to life and do your job. I may provide food, clothing, shelter, schooling, medicine and other things your family will continue to need – just as they are doing at present. When your labour and work is done, my work will begin. Through me your hands can carry on.

Whenever you feel the price you are paying for my upkeep is burdensome, remember that I could do more for you and your family than you will ever do for me.

If you do your part, I will do mine.

Sincerely,

Your Insurance Policy

Insurance Benefit Services We Offer
  • Guaranteed Investment Funds
  • Life Insurance
  • Disability Insurance
  • Extended Health Plans
  • Critical Illness Insurance
  • Travel Insurance
  • Key Person Insurance
  • Buy/Sell Insurance for Business Partners
  • Small Business Insurance
  • Employee Group Plans
  • Visitors to Canada & Super Visa Insurance

Insurance Benefits offered in conjunction with The Edge Benefits Inc. and any of its related, affiliated and subsidiary corporations, including (without limitation) The Co-operators Group Limited, Co-operators General Insurance Company, Co-operators Life Insurance Company, COSECO Insurance Company, HB Group Insurance Management Ltd., Federated Agencies Limited, Co-operators Financial Services Limited, CUMIS General Insurance Company, CUMIS Life Insurance Company, The Sovereign General Insurance Company and Premier Marine Insurance Managers Group (West) Inc.

We can provide and facilitate any Canadian insurance service with our licensed advisors.

Insurance Benefits

I AM YOUR INSURANCE POLICY

You and I have a similar purpose in this world.

It is your job to provide food, clothing, shelter, schooling, medicine and other things for your loved ones. You do this while I sleep in your safety deposit box.

I have faith and trust in you. Out of your earnings will come the cost of my upkeep. At time, I may appear insignificant to you. – but someday, and no one knows when, you and I will change places.

When you are laid to rest, I will come to life and do your job. I may provide food, clothing, shelter, schooling, medicine and other things your family will continue to need – just as they are doing at present. When your labour and work is done, my work will begin. Through me your hands can carry on.

Whenever you feel the price you are paying for my upkeep is burdensome, remember that I could do more for you and your family than you will ever do for me.

If you do your part, I will do mine.

Sincerely,

Your Insurance Policy

Insurance Benefit Services We Offer
  • Guaranteed Investment Funds
  • Life Insurance
  • Disability Insurance
  • Extended Health Plans
  • Critical Illness Insurance
  • Travel Insurance
  • Key Person Insurance
  • Buy/Sell Insurance for Business Partners
  • Small Business Insurance
  • Employee Group Plans
  • Visitors to Canada & Super Visa Insurance

We can provide and facilitate any Canadian insurance service with our licensed advisors.

Testimonials

Retire on Schedule

Bal has been a financial advisor to our family for many years. With his help and expertise I have been able to achieve my retirement financial goals and retire on schedule. We have been very happy with his expertise and advice

Bill Shields Lethbridge, AB
Strong Financial Knowledge

Mr. Baljinder Boora is a man of strong financial knowledge, honesty, and immaculate principles. He persuasively convinces you to save for your own benefit, understands various available options, finds solutions that suit your personal situation, and implements the solution swiftly and effectively. He does not fear to tell you what is right for you and never withholds information that might go against your welfare. I recommend anyone to work with him and find a bright and safe financial future.

Sameer Deshpande Lethbridge, AB
Most Honest Person I Ever Met

Bal Boora has been my financial adviser for almost 15 years. He is the most honest person I have ever met and truly wants to improve the lives of everyday people. His advise made a tremendous difference in terms of financial well being and income protection for my family. I have never questioned his integrity.

Roxanne Cooke Lethbridge, AB

Testimonials

Bal has been a financial advisor to our family for many years. With his help and expertise I have been able to achieve my retirement financial goals and retire on schedule. We have been very happy with his expertise and advice.

- Bill Shields

Lethbridge, AB
Mr. Baljinder Boora is a man of strong financial knowledge, honesty, and immaculate principles. He persuasively convinces you to save for your own benefit, understands various available options, finds solutions that suit your personal situation, and implements the solution swiftly and effectively. He does not fear to tell you what is right for you and never withholds information that might go against your welfare. I recommend anyone to work with him and find a bright and safe financial future.

- Sameer Deshpande

Lethbridge, AB
Bal Boora has been my financial adviser for almost 15 years. He is the most honest person I have ever met and truly wants to improve the lives of everyday people. His advise made a tremendous difference in terms of financial well being and income protection for my family. I have never questioned his integrity.

- Roxanne Cooke

Lethbridge, AB
About Bal Boora
Biography

My name is Bal Boora and I would like to help you to fulfill your financial dreams and goals. I am married to Jaswant and have three sons; Raj, an Educator, Par a general surgeon and Jyoti, a Medical student at the University of Alberta in Edmonton. I am also a proud grandfather of five lovely grandchildren. I have lived in Southern Alberta since 1973 and in Lethbridge since January 1982.

My experiences are very broad;

  • Engineering Design and Construction and Water Management; 30 years
  • Four times candidate for Alderman
  • Three times candidate for MLA in Lethbridge
  • Volunteered for many City organizations for 35 years

I have been a successful business owner in Financial services for 15 years, currently I have the privilege of serving about 90 clients in Southern Alberta with their Financial Investments and Insurance Benefits needs.

I have a passion to teach people what I have learned in my lifetime especially:

  • How money works
  • How to manage ones Financial needs
  • How to grow wealth
  • How to protect Family’s Income
Volunteer/Community involvement
  • Volunteer EMT, Brooks and district Ambulance Service, 1974-1977
  • Cub and Scout leader, Lethbridge 1984-1987
  • Lethbridge Regional Hospital volunteer, 1992
  • Construction Volunteer Lethbridge Habitat for Humanity, 1995-2008
  • Oldman River Pedestrian Bridge and Scenic Dr. Off ramp design steering committee, 1999-2000
  • National Accreditation Team Volunteer for Lethbridge College Civil Engineering Technology course
  • Lethbridge Public Library Trustee, 1999-2005
  • Past President Lethbridge Meals on Wheels Society, 3 years
  • Friends of the Lethbridge Public Library volunteer, help on Casino, book sale and Film Festival
  • Chinook Arch Regional Library board member, 4 years
  • Terry Fox Run Organizer, Lethbridge, 4 years
  • Fund raising organizer for Lethbridge Homeless Shelter, 2002
  • City of Lethbridge Assessment Review Board Member, 3 years
  • Volunteer Board Member Junior Achievement, 2009-2012
  • Lethbridge Chamber of Commerce Finance Committee volunteer, 2 years
  • Board Member Lethbridge Housing Authority, appointed Jan 2016
  • Operation Red Nose Volunteer for the U of L Pronghorn Club, 2010-2012

Click here to learn more about my financial life experiences

Schedule an appointment

Please select a date and fill out the form below

   Request a booking today!

First time customers will receive 1-2 hour consultation on financial or evaluation of existing investments for free!

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